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Ashford Insurance Services of Bedford Texas is an Independent Insurance Agency specializing in North Texas Medicare Insurance Plans for Seniors. We are local, family owned and operated business offering personalized service. We specialize in Medicare Insurance and do Medicare insurance all year long, not just during the Open Enrollment Period. We also host Medicare Plan Meetings and Turning 65 Meetings throughout the D/FW area. Call Sonia to locate a Medicare Plan Meeting near you. Find out more on our About Us page. You could conduct time-consuming Medicare plan research yourself, but why? Your time is valuable! The Medicare landscape is filled with confusing, inaccurate, and incomplete information. Trying to decipher it all is enough to give anyone a headache. Instead, let an Ashford Insurance Services licensed & trained Agent give you the concise and pertinent information that you need to make the best Medicare plan decisions, without all those hours of painstaking study. We provide unbiased Medicare plan guidance and answers for today's Seniors and Baby Boomers. If you would like to educate yourself on the basics of Medicare and Medicare Plans, start your research on our Medicare & Insurance Education page. AIS offers Seniors Texas Medicare Advantage Plans, Texas Medicare Supplement Plans (sometimes called Medigap or Medsup Plans) and Dual Eligible Medicare Advantage Plans from many of the top Insurance Carriers in North Texas. Call Sonia today if you have any questions or wish to schedule a free consultation. Free consultations can be set up at your home, our home Bedford office, or a local restaurant.
Texas Medicare Supplements are standardized by the Federal Government. They are labeled A, B, C, D, F, G, K, L, M and N. Each standardized Medigap policy must offer the same basic benefits no matter which insurance company sells it. Cost is usually the only difference between Medigap policies with the same letter sold by different insurance companies. Plan A pays the Medicare hospital and physician coinsurance, the first three pints of blood, and 365 days of hospitalization beyond Medicare. Plans B through N provide these benefits and add more benefits such as coverage for Medicare deductibles, excess charges and limited preventive care, and foreign travel. You can only have one Med Sup plan. No one should try to sell you an additional Medsup plan unless you decide you need to switch policies.
You can get your Texas Medicare benefits through Original Medicare, or you can choose a Medicare Advantage Plan. With Original Medicare, the government pays for your Medicare benefits when you get them. Medicare Advantage Plans, the Part C of Medicare are offered by private companies that have been approved by Medicare. Medicare pays these companies to administer your Medicare benefits. If you join a Texas Medicare Advantage Plan, the plan will provide all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage. They are completely different than a Medicare Supplement Insurance (Medigap) policy.
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